6 issues we face as we get older (and wiser)

As we grow older, many of us have certain dreams and expectations of what life will be like in our golden years. Maybe we think that working hard now will lead to a simpler life when we’re older. Or we dream of retiring to take long vacations and sleep in during the week. No more busy work schedules means more time for family, friends and hobbies. Then, reality sits in. 
Many seniors today face issues from declining health to loneliness. Reviewing these six common issues — and some simple solutions — could help make a difference as your silver years turn golden. 
1. Loneliness. We’re not the only ones getting older. Our family and friends face the same health concerns, and many are moving away and even dying. While you’re still active, make family and friends bigger priorities in your life. Help others while you can, and it could be paid back to you when you need it most. After all, maintaining close relationships is part of a well-balanced life. Another way to curb loneliness is to get a pet, which can be an invaluable companion. 
2. Keep up with technology. The latest developments in computing and social networking continually change the way people socialize and plan their lives. Learning new software and participating in social networking sites can help you keep in touch with friends and family far away and expand your contacts and interests.
3. Eat well and move around. As we age, it’s harder to move, and we don’t see as sharply. Diet and physical activity are two ways to curb the aging process and keep us active longer. You don’t have to run a marathon. Just get up and take short walks every day, practice yoga or Tai Chi or set aside time to swing your arms, stretch your legs and move around a little.
4. Economic security. Living on a fixed income while costs rise means living with financial constraints. Purchasing our comforts will be harder. And then there are those whose aim is to take advantage of the elderly by selling them unnecessary items or services. Never buy anything from a salesperson over the phone. Discuss any impulse to purchase with a friend or family member first. That rule automatically gives you time to think a purchase through before committing the funds. 
5. Medical costs. As we age, we need more health care, which impacts our budgets. Doctor visits add up, and so do costs. Be sure you are getting the most out of your insurance and Medicare. Consult your doctor and other experts about how to cut costs and still get the best in health care.
6. Abuse or neglect. A day might come when it’s time to have full-time care at an assisted-living facility or nursing home. Beware of under-staffed facilities that can lead to abuse or neglect of its residents. Enlist help in researching living options before choosing a home.