For homeowners undergoing financial hardship due to COVID-19, assistance is available in the city of Corpus Christi, which is accepting applications for the Emergency Mortgage Assistance Program. In addition, tenants who are behind on rent due to pandemic-related financial difficulties can apply for assistance.
Assistance is limited to no more than six months' worth of back, current, and forward payments. Homeowners cannot be under threat of foreclosure. Mortgage payments under the program are made to eligible lenders. Homeowners must have incomes at or below 80 percent of the area median, which is $55,450 for a family of four in Corpus Christi.
Funding for the program is provided by a $200,000 Texas Department of Housing and Community Affairs grant. The money is part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act.
Homeowners can download applications at cctexas.com/gmd. Applications are also available for in-person pickup at the Neighborhood Services Department on the second floor of City Hall, 1201 Leopard St. Applicants with questions may call 361-826-3010.
For the rental program, tenants and landlords both may apply. Corpus Christi provides help through the U.S. Treasury Emergency Rental Assistance Program for those at risk of homelessness or housing instability.
The program provides assistance with past-due rent, late fees, utilities, and forward rent payments for applicants.
To fill out an application, visit cctexas.com/erap.
